Questions? Find Answers Here

There will be an Online Banking Outage from October 30th to November 3rd for both RCCU and Caro site for routine maintenance. All branches will also be closed November 2nd.

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Rooted Here to Grow With You

You’re part of our community.

  • A local credit union helping local communities thrive
  • We’re member-owned, not shareholder driven
  • Trusted guidance, service, and financial support
  • Financial education and resources for your financial journey

The Caro Story

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In 1967, this Credit Union began with a simple idea: bring people together to help one another reach their financial goals. We started as Carolina Collegiate Federal Credit Union, a member-owned financial cooperative proudly serving the University of South Carolina community.

Fast-forward 50 years, and we’ve grown quite a bit! In 2017, we became Caro Federal Credit Union, expanding our membership to include colleges and universities, healthcare systems, and select employee groups from Greenville to Columbia to the Grand Strand.

And the best part? You don’t have to live, work, or study in one of those places to be part of the Caro family. Become one of our “Friends of Carolina” and enjoy the same great rates, personal service, and convenient digital banking tools—wherever you are and whenever you need us.

From our Carolina roots to wherever life takes you, we’re proud to be your financial partner.

We’re Here to Help Everyone

Caro serves people, not profits. We support our member-owners, not shareholders. Our members build stronger financial futures through better rates, lower fees, and financial education for every step along the way.

And we’re dedicated to making an impact on the places we call home through community service and support efforts.

Our Community Impact

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Become a Caro Member

Join Caro