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We were founded in 1967 by several individuals who pooled together their own money to make loans for friends who couldn’t get a loan elsewhere. Many things have changed since 1967, but one thing remains constant: our commitment to providing Smart Financial Solutions when you need them most.

To us, it’s not just about making you a loan — it’s about teaching you the importance of your finances, helping you gain control of your financial future, and providing you with opportunities to start investing in yourself for every stage of life.

We marry together the latest financial technology you expect from the big banks with the personal relationship we build that helps us provide real financial solutions for real people.

Community Impact Project

We believe it’s important to invest in our community. That’s why we match your donation dollar-for-dollar when you donate to one of our Community Impact Partners, up to $5,000.* Your tax-deductible donation will help some incredible organizations continue to improve lives in our community.

The Caro Invasion

We weren’t musical geniuses like the Beatles, but we did make a big wave in the financial industry when we first opened in 1967.

Though a lot has changed over the decades, we have always stayed committed to your financial success.

Our job is to provide the tools to help our member-owners reach a positive financial future. We do this by offering cutting-edge approaches to online banking, the most competitive rates and the latest security protection.

Let us be your #BAE (Banking Advising Experts)

View the 2022 Caro Annual Report


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