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As of September 8th, all Caro Plus Members will be auto enrolled in a new identity and financial security feature. To access these new benefits, login to your Kasasa Dashboard in Online Banking and your account will be immediately activated.

 

Your plus account comes with

 

additional member account benefits

 

Free Safe Deposit Box

Enjoy a free 3 x 5 safe deposit box at our Rosewood branch – limited supply available.

Free Debit Card Replacement

Has your card been lost or damaged? Enjoy card replacement with no $10.00 replacement fee.

$500 Towards Card Replacement

The credit union will contribute $500 toward closing costs on a HELOC.

Unlimited Free Financial Reviews

A free financial review gives you a clear, personalized snapshot of your financial health-at no cost or obligation. It helps identify opportunities to save more, reduce debt, and align your money with your short- and long-term goals, giving you confidence and clarity in your next financial steps.

*APY=Annual Percentage Yield. APYs accurate as of 6/28/2017. Rates may change after account is opened. The minimum to open account online is $50. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and incurred during the Monthly Qualification Cycle in which you qualified. ; (2) balances up to $7,500 receive APY of 2.00%; and (3) balances over $7,500 earn 0.1499% dividends rate on the portion of the balance over $7,500, resulting in 0.28% – 2.00% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.02% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. Purchases must be made with debit card associated with your Kasasa Cash account. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding dividends. Actual dividend amount paid may be less than advertised Kasasa Cash APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $4.99 or higher.

This account will have a low monthly account maintenance fee of $4.99 that will begin on September 30, 2026 and then charged to your account within the last five days of each subsequent statement cycle.

 

As part of this transition, The Kasasa Protect service will be fully discontinued and cease to be offered by CARO effective September 8th, 2026.

This Transition Will Not Disrupt Your Current Checking Account

This transition will automatically happen on September 8, 2026. For your convenience, your current account number, debit card, electronic services, and checks will not change and will continue to operate without disruption.  If you decide not to participate in this automatic transition, you must notify us, via one of the methods identified below, before September 8,2026.

How can I opt out of this service?

Members can opt out via the Kasasa Dashboard found within online banking or by contacting a CARO team member directly. Once the opt out process has been complete, a final fee notice will be provided and service will remain active until the end of the month. Members cannot be re-enrolled by staff once opted out.

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