Please ensure Javascript is enabled for purposes of website accessibility


Woof, There It Is!

You want a dependable and affordable vehicle that you love. Your dog just wants to stick their head out the window. Get a car you both can love at a price that won’t give you pause.

With Auto Link from Caro, you can shop with confidence with access to virtual tours and a price lock guarantee.

Our low rates are a deal worth wagging your tail for.

Looking to refinance? We can help with that too! If you financed your vehicle at the dealership, your monthly payment may be higher than it should be.* Refinance your auto loan from another lender with us for a lower rate and lower monthly payments!

Apply for an auto loan with Caro today, roll down the windows, and enjoy the ride!

*Data from Subject to credit approval.

buy a car you will both love! yellow lab sticking his head out of the car window

Think about it.

Your car sees you through so much in life – the drive to work every day, weekend getaways and late-night drives to get the ice cream cone you’ve been craving. At this point it’s basically part of your family…you’ve probably even named it!

If you’re thinking of getting a new or used car, Caro can make your car buying experience stress-free. We offer the most competitive rates no matter your credit score, with online tools that can easily guide you through the buying and selection process, along with the extra protection you may not have even thought of (because life happens, right?).

Real Solutions for Real People™

Getting Started

We make the approval process easy. Start shopping from your computer, phone or tablet using the Caro Auto Link. Why start there? It’s the smart way to save an average of $3,402 off MSRP! That’s just what Caro does to set ourselves apart from banks and shady car dealers. You’re welcome!

Ready. Set. Go.

Life is busy and we know when you have a new vehicle picked out, you want to be behind the wheel instead of sitting at the dealer’s negotiation table. We recommend you get pre-approved for your loan with the help of the Caro Loan Team.

Ready to drive?

TruStage® Auto & Home Insurance Program

Designed for you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.

Get your free quote today or call 1-855-483-2149.

TruStage® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. © TruStage Insurance Agency 2017.

*Click here for complete details.

Want to view environmental and safety data on your vehicle? Click the button below!

Need more information?

Fill out the form or contact our Always Live Financial Specialists at 800-295-7535.

Or visit us at any of our locations

4480 Rosewood Dr.
Columbia, SC 29209

710 Pulaski Street
Columbia, SC 29201

  • This field is for validation purposes and should be left unchanged.

You are now leaving Caro Federal Credit Union

Caro Federal Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Caro Federal Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL