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With Caro, we provide a simple, fast, secure way to send money via Wire Transfer to any financial institution in the United States. International Wires may also be available.

Fees: Domestic Wires: $15 for incoming Wire Transfers/$25 for outgoing wire transfers. International Wire Service is $60 for US Dollar.

Click here for a Funds / Wire Transfer Request form.

What are the Routing Numbers for Direct Deposits?

Routing Number: 253978824

The Following Information Is Needed To Receive a Wire:

  • Receiving Institution Name:
    Caro Smart Financial Solutions
    4480 Rosewood Drive
    Columbia SC 29209
  • Receiving Institution ABA Number: 253978824
  • Beneficiary Name:
    Member name
    Member address (please use your full address, no P.O. Boxes can be accepted)
    Member account number receiving the funds (required)

    • (Proper format is member number XXXX-1 for savings. If checking then member number XXXX- and the suffix for the corresponding account. Example 10,11,12,60 etc…)
  • Amount (required)

The Following Information Is Needed To Send a Wire Transfer:

  • Receiving Institution Name and Address (required)
  • Receiving Institution ABA Number (required)
  • For Credit to Account Number (required)
  • Name and Address on Account (required)
  • Amount (required)
  • Special Instructions
  • Signature (required)

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