Please ensure Javascript is enabled for purposes of website accessibility


Home Loans

If you think buying a home is complicated and stressful, then you haven’t experienced the Caro way. You wouldn’t hit the beach on a hot summer day without some sunscreen and something cold in your cooler, so why wouldn’t you arm yourself with the right tools to insure a stress free home buying experience?

We’ll stick with you through every step of the home loan process, and find you the mortgage, rate, and term that fits you. Caro is committed to giving you a personalized experience.

Home Equity Line of Credit (HELOC)

Access the power of your home’s equity with a Home Equity Card! You can now get a HELOC card to spend your funds. You can use the card anywhere just like your debit card.

If you’ve been a homeowner for at least a few years, you may have built up some equity in your home (what your home is worth minus what you owe is your home equity). You could use that equity in your home for various large-ticket expenses, or just to consolidate a bunch of high-interest debt or credit cards into one low monthly payment (that might even be tax deductible!*). So what’s it going to be? A home improvement project? Pay off medical bills or college tuition? A vacation?

*Consult your tax advisor regarding the deductibility of interest.

Caro Home Equity Card mockup

Home Equity Loans

Make your happy home a cozy space to gather this season. As you plan for the holiday and before your family members come to stay, deck your halls with the upgrades you’ve been looking to accomplish. You can use the equity you already have in your home with an affordable Home Equity Loan or Home Equity Line of Credit.

Home Equity Loans are a great way to make a single withdrawal for large projects. You can use home equity loans for more than just home improvements.

  • Vacations
  • Debt consolidation
  • Weddings

*Consult your tax advisor regarding the deductibility of interest.

First-Time Homebuyer’s Guide

Click below and fill out a short form to access your First-Time Homebuyer’s Guide!

Real Solutions for a Real Easy Mortgage Process

Buying a home and applying for a mortgage can be confusing. To shed some light on the situation, we wrote an article about the common misconceptions about the home-buying process. Click the button below to check it out and find real solutions for a real easy mortgage process! 

Need more information?

Fill out the form.

  • This field is for validation purposes and should be left unchanged.

You are now leaving Caro Federal Credit Union

Caro Federal Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Caro Federal Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL