Let’s be real. Traditional savings advice was clearly written for people who have a steady, predictable income and way too much self-control. “Save 20% of every paycheck”? Great in theory. But when rent, groceries, and that surprise car repair swoop in like financial villains, what’s left to save? A couple of nickels and a heartfelt wish?

The truth is, saving money isn’t just about discipline – it’s about opportunity. And if your money is just sitting in a low-interest account, collecting dust instead of dollars, you’re missing out on an easy win.

The Underdog of Smart Banking

Enter Caro’s Kasasa® checking account – the checking account that actually pays you 6.0% APY.* No, not in complicated points or random coupons, but in real, tangible, actual money. It’s a high-interest checking account, which means your money earns while you spend, save, and live your life.

There’s this ridiculous myth that making money off your money is only for the wealthy. That you need to be rolling in cash to get a slice of the financial freedom pie.

But guess what? That’s a lie.

A high-interest checking account levels the playing field. You don’t need to stash away thousands or follow an exhausting budget spreadsheet to make it work for you. Just do what you’re already doing – pay bills, buy groceries, grab that iced coffee – and let your account quietly rack up interest in the background.

Rethink What Your Money Can Do for You

If your current bank is only giving you a sad 0.01% interest on your hard-earned cash, it’s time to break up. Your future self will high-five you.

*APY=Annual Percentage Yield. APYs accurate as of 08/01/2023. Rates may change after account is opened. The minimum to open account online is $50. For Kasasa® Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and incurred during the Monthly Qualification Cycle in which you qualified. ; (2) balances up to $15,000 receive APY of 6.00%; and (3) balances over $15,000 earn 0.1499% dividends rate on the portion of the balance over $15,000, resulting in 0.28% – 6.00% APY depending on the balance. If qualifications are not met on Kasasa® Cash all balances earn 0.02% APY. Qualifying transactions must post to and settle Kasasa® Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. Purchases must be made with debit card associated with your Kasasa® Cash account. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa® Cash APY is based on compounding dividends. Actual dividend amount paid may be less than advertised Kasasa® Cash APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $4.99 or higher.