Let’s be real. Your bank is laughing all the way to, well… itself. Why pay monthly fees or settle for “free” checking that earns you absolutely nothing? 

Most traditional banks charge you just for the privilege of keeping your money with them. It’s like a game where they win, and you lose. Even if you dodge the fees, what’s your reward? A checking account where you might earn 0.01% interest?

Try not to spend it all in one place.

Imagine a world where instead of your bank nickel-and-diming you, it actually pays you for banking there. Sound crazy? It’s not. Caro exist to serve their members (that’s you). That means better rates, fewer fees, and – wait for it – actual earnings on your checking account.

The 6% Difference

Caro’s Kasasa Cash® offers 6% APY* on checking accounts. Yes, you read that right. Six. Percent. 

Instead of handing over your money for “free” checking that gives you nothing in return, you could be earning real cash just for doing what you already do – using your debit card, paying bills, and keeping your money parked in an account.
You don’t need a massive balance to make this worth it. Every dollar earns more in a Caro Kasasa Cash® account. Even if you keep just a few hundred bucks in your account, that’s free money earned that you wouldn’t have otherwise. Why give it up?

Big banks count on customers being too busy to look for better options. Your money should be working for you, not the other way around.

Want details? Click here to learn more.

*APY=Annual Percentage Yield. APYs accurate as of 08/01/2023. Rates may change after account is opened. The minimum to open account online is $50. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and incurred during the Monthly Qualification Cycle in which you qualified. ; (2) balances up to $15,000 receive APY of 6.00%; and (3) balances over $15,000 earn 0.1499% dividends rate on the portion of the balance over $15,000, resulting in 0.28% – 6.00% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.02% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. Purchases must be made with debit card associated with your Kasasa Cash account. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding dividends. Actual dividend amount paid may be less than advertised Kasasa Cash APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $4.99 or higher.