One (1) prize, $1,000.00.

No purchase or payment of any kind is necessary to enter or win. A purchase will not increase your chances of winning.

Promotion begins at 9:01:01 a.m. ET on 10/01/24 and ends at 4:59:59 p.m. ET on 11/29/24. Must be eighteen (18) years old or older at the time of entry. All entrants must be a US Resident. Employees and volunteers of Caro Federal Credit Union, and their immediate families, are not eligible to participate. Entrants must be eligible to join. Void where prohibited. Odds of winning depend on the total number of eligible entries received. Incomplete or inaccurate entries are void. Limit one (1) entry per person during the promotional period. If multiple entries are received, only the first entry will be accepted.

During the promotional period, there are two ways to enter: 1) participants that submit their contact information online at www.smartcaro.org/joyful and open a Kasasa Cash® or Kasasa Cash Back® checking account receive one (1) entry OR 2) Mail-in: To receive one (1) entry without account approval, write your complete name, mailing address, day time phone number (with area code) and date of birth on a 3” x 5” postcard and mail postcard entry to: Christmas on Caro Promotion, 4480 Rosewood Drive, Columbia, SC 29209. Entries must be postmarked during the promotional period and received by 11/29/24 to be eligible.

The winner will be announced via social media or email communications. The winner to be selected on or around 12/06/04. Prize payments will be paid directly to winning members’ checking account by 12/13/24. By entering, the entrant agrees to give Caro Federal Credit Union permission to use his/her name and/or likeness for marketing or promotional purposes. The winner is fully responsible for any and all applicable federal, state, and local taxes (including income and withholding taxes). The prize is non-transferable and non-assignable. Caro Federal Credit Union reserves the right to substitute the Prize (or any portion thereof) with a prize of comparable or greater value at its sole and absolute discretion.

This promotion is in no way sponsored, endorsed, or administered by, or associated with, Facebook® or Meta®. You are providing your information to Caro Federal Credit Union and not to Facebook® or Meta®. The information you provide will only be used for Caro Federal Credit Union.

Sponsor: Caro Federal Credit Union, 480 Rosewood Drive, Columbia, SC 29209.

The Sponsor is not responsible for the printing of or typographical errors in any Contest-related materials; for stolen, lost, late, misdirected, damaged, incomplete, illegible, or postage-due mail or entries; or for transactions that are processed late or incorrectly or are lost due to computer or electronic malfunction. The Contest sponsor reserves the right to withdraw or terminate this promotion at any time, without notice.