STAFF DIRECTORY
ADMINISTRATION
Anne Shivers
President/CEO
Office Number: 803.227.5526
Fax Number: 803.227.5566
Email: anne@smartcaro.org
Helen J. Beam
Executive Vice President/COO
Office Number: 803.227.5531
Fax Number: 803.227.5566
Email: helen@smartcaro.org
Gwen Rivers
Chief Lending Officer
Office Number: 803.227.5688
Fax Number: 803.227.5566
Email: gwen@smartcaro.org
NMLS #1188259
Missy Hallbick
Operations Manager
Office Number: 803.227.5522
Fax Number: 803.227.5566
Email: mhallbick@smartcaro.org
Lori Outen
Branch Manager
Office Number: 803.227.5509
Fax Number: 803.227.5566
Email: louten@smartcaro.org
LENDING
Ann Fitzsimmons
USC Upstate Branch Manager
Office Number: 864.503.5336
Fax Number: 864.347.3336
Email: afitzsimmons@smartcaro.org
NMLS #642126
Anthony Voci
Financial Service Representative
Office Number: 803.227.5508
Fax Number: 803.227.5567
Email: avoci@smartcaro.org
Deborah Drawdy
Collections
Office Number: 803.227.5510
Fax Number: 803.227.5567
Email: ddrawdy@smartcaro.org
Donna Moses
Mortgage Lender
Office Number: 803.227.5511
Fax Number: 803.227.5567
Email: dmoses@smartcaro.org
NMLS #640898
Stacy Peake
Small Business Lender
Office Number: 803.227.5501
Fax Number: 803.227.5567
Email: speake@smartcaro.org
Veronica Tribble
Loan Review Specialist
Office Number: 803.227.5562
Fax Number: 803.227.5567
Email: vtribble@smartcaro.org
MEMBER SERVICES
Brittani Goodwin
Member Service Representative
Office Number: 803.227.5518
Fax Number: 803.227.5567
Email: bgoodwin@smartcaro.org
Diane Regal
Member Service Representative
Office Number: 803.227.5517
Fax Number: 803.227.5566
Email: dregal@smartcaro.org
Dorothy Watts
Call Center Representative
Office Number: 803.227.5510
Fax Number: 803.227.5566
Email: dwatts@smartcaro.org
Monica Bligen
Member Service Representative
Office Number: 803.227.5514
Fax Number: 803.227.5567
Email: mbligen@smartcaro.org
ACCOUNTING DEPARTMENT
Margaret Bordeaux
Controller
Office Number: 803.227.5533
Fax Number: 803.227.5566
Email: margaret@smartcaro.org
Michelle Guider
Accounting Specialist
Office Number: 803.227.5563
Fax Number: 803.227.5566
Email: mguider@smartcaro.org
Y. Rena Jenkins
Accounting Specialist
Office Number: 803.227.5646
Fax Number: 803.227.5566
Email: yrjenkins@smartcaro.org
BOARD OF DIRECTORS
Jerel Arceneaux
Board of Directors
Joe Sobieraliski
Board of Directors
Pam Cope
Supervisory Committee
Ken Corbett
Board of Directors
Caroline Agardy
Board of Directors
Sallie Glover
Supervisory Committee
Don Haile
Board of Directors
Jim Camp
Board of Directors
John Montgomery
Board of Directors
Felissa Carter-Moore
Supervisory Committee
Greg Putnam
Board of Directors
Robert Auman
Board of Directors