Anne Shivers
President/CEO

Office Number: 803.227.5526
Fax Number: 803.227.5566
Email: anne@smartcaro.org

Helen J. Beam
Executive Vice President/COO

Office Number: 803.227.5531
Fax Number: 803.227.5566
Email: helen@smartcaro.org

Gwen Rivers
Chief Lending Officer

Office Number: 803.227.5688
Fax Number: 803.227.5566
Email: gwen@smartcaro.org

Missy Hallbick
Operations Manager

Office Number: 803.227.5522
Fax Number: 803.227.5566
Email: mhallbick@smartcaro.org

Ann Fitzsimmons
USC Upstate Branch Manager

Office Number: 864.503.5336
Fax Number: 864.347.3336
Email: afitzsimmons@smartcaro.org

Anthony Voci
Financial Service Representative

Office Number: 803.227.5508
Fax Number: 803.227.5567
Email: avoci@smartcaro.org

Deborah Drawdy
Collections

Office Number: 803.227.5510
Fax Number: 803.227.5567
Email: ddrawdy@smartcaro.org

Donna Moses
Mortgage Lender

Office Number: 803.227.5511
Fax Number: 803.227.5567
Email: dmoses@smartcaro.org
NMLS #640898

Stacy Peake
Small Business Lender

Office Number: 803.227.5501
Fax Number: 803.227.5567
Email: speake@smartcaro.org

Veronica Tribble
Loan Review Specialist

Office Number: 803.227.5562
Fax Number: 803.227.5567
Email: vtribble@smartcaro.org

Brittani Goodwin
Member Service Representative

Office Number: 803.227.5518
Fax Number: 803.227.5567
Email: bgoodwin@smartcaro.org

Diane Regal
Member Service Representative

Office Number: 803.227.5517
Fax Number: 803.227.5566
Email: dregal@smartcaro.org

Dorothy Watts
Call Center Representative

Office Number: 803.227.5510
Fax Number: 803.227.5566
Email: dwatts@smartcaro.org

Lori Outen
Compliance/Operations Specialist

Office Number: 803.227.5509
Fax Number: 803.227.5566
Email: louten@smartcaro.org

Monica Bligen
Member Service Representative

Office Number: 803.227.5514
Fax Number: 803.227.5567
Email: mbligen@smartcaro.org

Yesenia Bunting
Member Service Representative

Office Number: 803.227.5512
Fax Number: 803.227.5567
Email: ybunting@smartcaro.org